Spectacular new listing in Apple Ridge, Wall Township!

LB BoardwalkThe peaceful serenity of living near the water is a feeling like no other. The sounds, the air, the aroma. A mood change can occur with just one roll of the tide. A walk on the beachfront or along the river bed. It’s all about the water.

One of the greatest advantages of the Jersey Shore living is that one can choose to live closer to the river or closer to the ocean and still be in close proximity to the other. You want to dock your boat in your backyard, but your kids want to surf the ocean waves. The advantage at the Jersey Shore is that you can choose a riverfront home in Rumson and your kids can bike over the bridge to the beautiful beaches of Sea Bright. Or, choose a lagoon-front home in Brick and traverse over Route 35 to the beaches of Mantoloking. Purchase  a home near the beachfront in Manasquan, and dock your boat at Watson Creek.

You don’t have to plan. You can wake in the morning and decide whether it will be a day of water skiing on the Shark River, kayaking across the bay, or sunbathing on the beaches of the Atlantic. Whatever area you call home, the water – in all forms – is close at hand.

So, purchase a home at the Jersey Shore…and let the water be your guide.


2 Blocks to the River, a Few Miles to the Ocean!


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Author: The KCM Crew (Keeping Current Matters) 7/12/17

Home seen by appraiserIn today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank appraisal.

If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that recently closed) to defend the selling price when performing the appraisal for the bank.

Every month in their Home Price Perception Index (HPPI), Quicken Loans measures the disparity between what a homeowner who is seeking to refinance their home believes their house is worth, as compared to an appraiser’s evaluation of that same home.

Bill Banfield, VP of Capital Markets at Quicken Loans urges anyone looking to buy or sell in today’s market to remember the impact of this challenge: 

“While a 1 or 2 percent difference in home value opinions may not seem like a lot, it could be enough to derail a mortgage.

A homeowner [or a buyer] could be forced to bring more cash to closing in order to make a mortgage work if the appraisal is lower than expected. On the other hand, if an appraisal comes in higher, they could be surprised with more equity than they had planned. Either way, if owners are aware of their local markets it will lead to smoother mortgage transactions.”

The chart below illustrates the changes in home price estimates over the last 12 months.

Homeowners: Your Home Must Be Sold TWICE | Keeping Current Matters

Bottom Line

Every house on the market must be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). With escalating prices, the second sale might be even more difficult than the first. If you are planning on entering the housing market this year, meet with an experienced professional who can guide you through this and any other obstacle that may arise.


Perfect Home by the River!

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229 2nd Ave - Beach 2The Cutest Towns At The Jersey Shore Are Revealed

 By Lou Russo (94.3 The Point) July 11, 2017 7:08 AM

We asked you to cast your vote for the cutest town at the Jersey Shore, and now your results are in.

Yesterday, we talked about a recent article that listed Cranbury in Middlesex County as the cutest town in the state, but it made us wonder which town you think is the cutest right here at the Jersey Shore.

So we did a Jersey Shore poll and the results are in. The crown belongs to Manasquan (35%), followed by Ocean Grove with 18% and Spring Lake’s 17% was good for third place.

Rounding out the top 5 were Red Bank in 4th place with 13% and Point Pleasant grabbed 10% of your votes, good for fifth. Other towns which broke 1% of the vote were Toms River (2%), Asbury Park (2%)and Avon (1%).

So, congratulations to our friends in Manasquan. You guys live in the cutest town in Monmouth & Ocean Counties!


Something Special on 2nd!

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Come celebrate Belmar’s recovery from Superstorm Sandy

By Patricia A. Miller (Patch Staff) - April 29, 2017

Belmar PavilionIt’s been almost five years since Superstorm Sandy battered Belmar’s Taylor Pavilion into oblivion.

But that’s all history now. On Monday, a host of state and local officials will gather at 5th Avenue and Boardwalk and cut the ribbon for the new Taylor Pavilion, Mayor Matt Doherty said.

The ribbon cutting ceremony will take place at 10 a.m. U.S. Senators Cory Booker and Robert Menendez and Congressman Frank Pallone are expected to attend.

A reception will be held after the ribbon cutting ceremony. A variety of food and drinks will be provided by a numerous Belmar restaurants in a “Taste of Belmar” celebration.

The Taylor Pavilion is a 6,800 square- foot facility that will serve as the hub of Belmar’s beachfront operations, event and meeting space and an oceanfront concession. Merri-Makers of Edison won the lease for the space in March of 2017 via public auction and will operate “Cruz Bay Café” starting in May 2017.

The mayor and council awarded a $5.45 million dollar contract to Epic Construction of Piscataway in January 2016, for both the Taylor Pavilion and the Howard Rowland Public Safety Pavilion at 10th Avenue. Epic Construction also constructed Belmar’s boardwalk in 2013, which was the first major infrastructure project at the Jersey Shore after Sandy.

The buildings are constructed to V-Zone construction standards, with concrete-filled steel piles. They sit at a base flood elevation roughly five feet above the existing boardwalk.The new buildings are fully ADA accessible and built to current codes and standards, Doherty said.

Image: Courtesy of Belmar

2 Blocks to Beach; Recently Raised!

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229 2nd Ave - Beach 2DATE: Sunday, March 12, 2017

TIME: 1:00 – 4:00pm

LOCATION: 229 2nd Avenue, Manasquan

DIRECTIONS: Main St east to right on 2nd Avenue to 229 on right

Only one block and you can feel the sand between your toes. Recently raised this 3 bedroom home has not one, but two, balconies to enjoy the ocean breeze. Detached garage. Large storage underneath. Deck for entertaining. Come preview this home and make the perfect beach life your reality.

Close proximity to Manasquan’s Main Street for shopping, dining, and entertainment. Easy access to public transportation.

Can’t make the open house? Contact me for a private tour!

Serenity on Second Ave!

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LB LockersDon’t miss your chance to rent a Beach Locker, Bath House or Cabana for the summer Season of 2017!

Rentals start Saturday, March 11th; Doors open at 9:00am.

Availability is limited and rentals are on a first-come, first-serve basis!

Storage Lockers are $375/season
Bath Houses are $1000/ season
Cabanas are $2750/season

Location: Long Branch Recreation Department, 231 Wilbur Ray Ave.

For more info, call 732-571-6545Lifeguard stand and flagYou can also get your 2017 Long Branch Beach Badges at the same time. Beach badges are available for purchase at the Long Branch Recreational Dept through May 26, 2017. $45 for Adults and $30 for students (Cash Only). These badges are for Long Branch Municipal beaches only, which does not include Seven President’s Park.


Magnificence on Marine!

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ClydesdalesOn April 7, 1933, in commemoration of the end of Prohibition, August A. Busch Sr received the tremendous gift of a six-horse Clydesdale hitch from his sons. Realizing the marketing opportunity they could present, an additional six-horse hitch was purchased and sent to New York for a small ceremony that drew a crowd of thousands as they trotted down the seats of NYC to the Empire State Building. Over the years, the Clydesdale hitch was increased to eight horses and a Dalmatian mascot was also introduced. Anheuser-Busch now owns approximately 250.

And, now, the legendary Budweiser Clydesdales will be visiting Asbury Park for the first time in 15 years. Horse and beer lovers alike do not want to miss this special event on Thursday, July 7th. The Clydesdales will make their trek from McLoone’s all the way down to City Hall.

2016-6fcfcf99d68e1510VgnVCM100000d7c1a8c0____Is it really 2016 already? For those of you who happen to be planning on buying a home in the new year — or even just trying to — there’s a whole lot to celebrate. Why? A variety of financial vectors have dovetailed to make this the perfect storm for home buyers to get out there and make an (winning) offer. Here are six home-buying reasons to be thankful while ringing in the new year:

Reason No. 1: Interest rates are still at record lows

Even though they may creep up at any moment, it’s nonetheless a fact that interest rates on home loans are at historic lows, with a 30-year fixed-rate home loan still hovering around 4%.

“Remember 18.5% in the ’80s?” asks Tom Postilio, a real estate broker with Douglas Elliman Real Estate and a star of HGTV’s “Selling New York.”"It is likely that we’ll never see interest rates this low again. So while prices are high in some markets, the savings in interest payments could easily amount to hundreds of thousands of dollars over the life of the mortgage.”

Reason No. 2: Rents have skyrocketed

Another reason home buyers are lucky is that rents are going up, up, up! (This, on the other hand, is a reason not to be thankful if you’re a renter.) In fact, rents outpaced home values in 20 of the 35 biggest housing markets in 2015. What’s more, according to the 2015 Rent.com Rental Market Report, 88% of property managers raised their rent in the past 12 months, and an 8% hike is predicted for 2016.

“In most metropolitan cities, monthly rent is comparable to that of a monthly mortgage payment, sometimes more,” says Heather Garriock, mortgage agent for The Mortgage Group. “Doesn’t it make more sense to put those monthly chunks of money into your own appreciating asset rather than handing it over to your landlord and saying goodbye to it forever?”

Reason No. 3: Home prices are stabilizing

For the first time in years, prices that have been climbing steadily upward are stabilizing, restoring a level playing field that helps buyers drive a harder bargain with sellers, even in heated markets.

“Local markets vary, but generally we are experiencing a cooling period,” says Postilio. “At this moment, buyers have the opportunity to capitalize on this.”

Reason No. 4: Down payments don’t need to break the bank

Probably the biggest obstacle that prevents renters from becoming homeowners is pulling together a down payment. But today, that chunk of change can be smaller, thanks to a variety of programs to help home buyers. For instance, the new Fannie Mae and Freddie Mac Home Possible Advantage Program allows for a 3% down payment for credit scores as low as 620.

Reason No. 5: Mortgage insurance is a deal, too

If you do decide to put less than 20% down on a home, you are then required to have mortgage insurance (basically in case you default). A workaround to handle this, however, is to take out a loan from the Federal Housing Administration – a government mortgage insurer that backs loans with down payments as low as 3.5% and credit scores as low as 580. The fees are way down from 1.35% to 0.85% of the mortgage balance, meaning your monthly mortgage total will be significantly lower if you fund it this way. In fact, the FHA predicts this 37% annual premium cut will bring 250,000 first-time buyers into the market. Why not be one of them?

Reason No. 6: You’ll reap major tax breaks

Tax laws continue to favor homeowners, so you’re not just buying a place to live — you’re getting a tax break! The biggest one is that unless your home loan is more than $1 million, you can deduct all the monthly interest you are paying on that loan. Homeowners may also deduct certain home-related expenses and home property taxes.

by Kimberly Dawn Neumann, Realtor.com   December 28, 2015

Fireman's Fair Ferris Wheel Actual SizeOne of the best fairs of the summer is back this year from Tuesday, 7/28 – Saturday, 8/1 and you don’t want to miss it! So, head on over to Mallard Park in Manasquan and enjoy a wide variety of rides (for both adults and children), food, games, music, and so much more. Rides run nightly from 6pm-10pm. Ticket prices are $1 per ticket; $20 for a strip of 28 tickets; $25 family night wristband (nightly event); $45 week long “Mega Pass” (Unlimited rides for ALL 5 NIGHTS). No refunds due to inclement weather.

Adult rides include:

  • Gravitation
  • Cliff Hanger
  • Emerald City
  • Flashback
  • Pharoah’s Fury
  • Round Up
  • Super Sizzler
  • Tilt
  • Ferris Wheel
  • Zipper

Kid rides include:Tich

  • Boats
  • Bounce
  • Carousel
  • Dizzy Dragon
  • Dragon Wagon
  • Fun Slide
  • Jeeps
  • Peter Paul
  • Space Train


Bring on NovaThis year it’s personal! A very large portion my family members are Villanova alums. I don’t know if you know any Villanova alumni, but when it comes to basketball, they are very serious fans. And, this year they have a stellar team.

I, on the other hand, am a graduate of Lafayette. While we excel on the education grid, it’s been 15 years since Lafayette’s been involved in the famed NCAA Tournament. But, after beating American last week to win the Patriot League Championship, they’re back in the game. Rated a No. 16 seed, they will face off against No. 1 seed Villanova (who is no recent stranger to tournament play).

So, are the odds against my Leopards? Well, yes they are. Admittedly, up until last week, I wouldn’t have even been able to tell you with any level of certainty if we even had a basketball team. But, as my friend and fellow alumnus, John D’Esposito, said, “If they knew who would win they wouldn’t play the game.” Being an eternal optimist, I am hopeful. I’m just not sure my “Villanova” family could handle an upset like that.
where on the jersey shore is barb scaffidiSo, will my sister, brother-in-law, and their children be watching the game with me? Ummm, no. While they may actually be heading to Pittsburgh to watch the game live, I’ll be with my family at Maria’s Italian Restaurant in Manasquan, NJ. With a large bar area, 3 big-screen TV’s, and great food, it’s the perfect venue to watch the game.Whether you will be cheering on the Villanova Wildcats or the Lafayette Leopards, feel free to come watch at Maria’s with me. While a Leopard upset is yet to be determined, what I can predict for sure is that it will be a lot of fun!

In November, the Leopards trounced Lehigh to win the 100th Anniversary Lafayette-Lehigh football game held at Yankee Stadium. Maybe it’s the year of sports victories for Lafayette. You just never know.


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